Account Information
Bylaw Requirements
You must complete payment of one share in your Regular Share account as a condition of admission to membership.Transaction Limitation
We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest-bearing account other then a time deposit, or from any other savings account as defined by Regulation D.Nature of Dividends
Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.National Credit Union Share Insurance Fraud
Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fraud.
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
| Automatic transfer of funds from a Share Savings account to a Share Draft Account |
$2.00
|
| Membership entrance fee |
$1.00
|
| Annual membership fee |
$10.00
|
| Cashier’s draft |
$1.00
|
| Money Order |
$ 1.00
|
| Deposited checks (and other items) returned unpaid (Frandsen/Fifth Third) |
$25.00
|
| Overdraft (each debit or draft paid) |
$25.00
|
| Nonsufficient funds items (each) |
$25.00
|
| Account balancing assistance |
$10.00/hour
|
| Stop payments (all items) |
$20.00
|
| Wire Transfer – Incoming |
$7.50
|
| Wire Transfer – Outgoing |
$15.00
|
| Recurring Wire |
$15.00
|
| Copy of check |
$2.00
|
| Print out of accounts |
$1.00
|
| Photocopy |
$1.00/page
|
| Card reorder ATM/Visa |
$30.00
|
| Loan Application Fees Single |
$10.00
|
| Loan Application Fees Joint |
$15.00
|
| Loan & Visa Late Fees |
$15.00
|
| Account closed within 90 days of opening |
$5.00
|
| Non-member check cashing fee |
$3.00
|
| VISA Application Fee |
$15.00
|