Bylaw Requirements
You must complete payment of one share in your Regular Share account
as a condition of admission to membership.
Transaction
Limitation
We reserve the right to at any time require not less than seven days
notice in writing before each withdrawal from an interest-bearing account
other then a time deposit, or from any other savings account as defined
by Regulation D.
Nature of
Dividends
Dividends are paid from current income and available earnings, after
required transfers to reserves at the end of a dividend period.
National
Credit Union Share Insurance Fraud
Member accounts in this credit union are federally insured by the National
Credit Union Share Insurance Fraud.
The following
fees may be assessed against your account and the following transaction
limitations, if any, apply to your account.
| Automatic
transfer of funds from a Share Savings account to a Share Draft Account |
$2.00 |
| Membership
entrance fee |
$1.00 |
| Annual
membership fee |
$5.00 |
| Draft
printing |
contact
us |
| Cashier's
draft |
$1.00 |
| Money
Order |
$
.50 |
| Deposited
checks (and other items) returned unpaid (Community/Corp) |
$20.00 |
| Overdraft
(each debit or draft paid) |
$20.00 |
| Nonsufficient
funds items (each) |
$20.00 |
| Account
balancing assistance |
$10.00/hour |
| Stop
payments (all items) |
$15.00 |
| Wire
Transfer - Incoming |
$7.50 |
| Wire
Transfer - Outgoing |
$15.00 |
| Recurring
Wire |
$15.00 |
| Copy
of check |
$2.00 |
| Print
out of accounts |
$1.00 |
| Photocopy |
$1.00/page |
| Card
reorder ATM/Visa |
$5.00 |
| Overdrawn
ATM/ Debit Cards |
$20.00 |
| Loan
& Visa Application Fees |
$5.00 |
| Loan
& Visa Late Fees |
$20.00 |
| Visa
over limit fee |
$20.00 |
| Account
closed within 90 days of opening |
$5.00 |
| Non-member
check cashing fee |
$10.00 |