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A Private Note to Our Members:
Med Park Credit Union is owned by you, it's members, and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of our credit union. We are required by law to give you this privacy notice to explain how we collect use and safeguard your personal financial information. If after reading this notice you have any questions, please contact us at 701-780-5733.
When we use the words "you" and "your" we mean the following types of members:
All of our consumer members who have a continuing relationship with us, such as........
- Deposit account
- Loan account
We will tell you the sources for non-public information we collect on our members. We will tell you what measures we take to secure that information.
We will first define some terms: "we," "our," and "us" means the credit union; "non-public personal information" means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records.
Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.
As a member of our credit union, you also have a responsibility to safeguard your financial information.
Our credit union will collect only the personal information that is necessary to conduct our business.
We may disclose nonpublic personal information about you to the following types of third parties:
*Financial companies, such as insurance companies and mortgage service companies; and
*Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers, and plastic card processors.
That means just what is necessary to provide competitive financial products and services - no more.
Our credit union collects non-public personal information about you from the following sources:
**Information we receive from you on membership and loan applications and other forms:
**Information about your transactions with us or others:
**Information we receive from a consumer-reporting agency:
**Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you
conduct financial transactions.Our credit union will protect your personal information. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices
to safeguard your non-public personal information. Our credit union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you.You will always have access to your information, As a member of our credit union, you will always have the opportunity to review your information and make necessary changes to ensure that your records are complete and accurate.
Our credit union will only share information when absolutely necessary. - We do not disclose any non-public personal information about you to anyone except as permitted by law.
If you decide to terminate your membership or become an inactive member, we will not share information we have collected about your, except as may be permitted or required by law.
Med Park Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
* Keep your information with Med Park current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of your account, we will attempt to contact you. If your address or phone number changes, please let us know.
